Liliana Fernandez

LILIANA FERNANDEZ

LOAN OFFICER

NMLS 512551

Cell:(210)307-7104

Office: (888)534-2907

Fax: (210)579-7407

liliana@atopgoldenlending.com

I am a loan officer originator doing mortgages since 2004. I know what it takes to meet my clients financial needs within their financial ability to avoid financial hardship in the future. At A Top Golden Lending customer service is one of our top priorities. We owe it to our business partners, prospects and clients. As we all know in our business industry time is of the essence.
I specialized on First time Home buyers, Programs to include Conventional, FHA and VA Loans. (conventional loans with no Mortgage insurance as low as 3% down payment)
We have a variety of niche programs with only Personal and business bank statements. We also have a variety of portfolio loans for clients that have only 1 days after a after BK or Foreclosure.
Our minimum fico scores for Jumbo loans are 620 up to $1,500.000.00
We have many programs with refugees, and work permits visas.
FHA Construction loan with a 3.5% down payment with a minimum of 620 fico scores.
Programs with only personal and business bank statements for self employed.
We don’t have any underwriting fees, processing fees, admin fees or loan origination fees. This means more purchasing power for clients.
Please visit my webpage to apply at www.atopgoldenlending.com